{"id":23126,"date":"2026-02-19T10:09:20","date_gmt":"2026-02-19T15:09:20","guid":{"rendered":"https:\/\/fibrocanada.ca\/?post_type=accessibility-disc&#038;p=23126"},"modified":"2026-03-05T09:02:34","modified_gmt":"2026-03-05T14:02:34","slug":"tax-free-savings-account-tfsa","status":"publish","type":"accessibility-disc","link":"https:\/\/www.fibrocanada.ca\/fr\/accessibility-disc\/tax-free-savings-account-tfsa","title":{"rendered":"Compte d'\u00e9pargne libre d'imp\u00f4t (CELI)"},"content":{"rendered":"<p class=\"translation-block\">Le programme de compte d\u2019\u00e9pargne libre d\u2019imp\u00f4t (CELI) a \u00e9t\u00e9 lanc\u00e9 en 2009. Il permet aux personnes \u00e2g\u00e9es de 18 ans et plus, titulaires d\u2019un num\u00e9ro d\u2019assurance sociale (NAS) valide, d\u2019\u00e9pargner \u00e0 l\u2019abri de l\u2019imp\u00f4t tout au long de leur vie. Les cotisations \u00e0 un CELI ne sont pas d\u00e9ductibles du revenu imposable. Tout montant cotis\u00e9, ainsi que tout revenu g\u00e9n\u00e9r\u00e9 dans le compte (par exemple, les revenus de placement et les gains en capital), est g\u00e9n\u00e9ralement libre d\u2019imp\u00f4t, m\u00eame au moment du retrait. Les frais administratifs ou autres li\u00e9s au CELI, ainsi que les int\u00e9r\u00eats ou les sommes emprunt\u00e9es pour y cotiser, ne sont pas d\u00e9ductibles d\u2019imp\u00f4t.<\/p>","protected":false},"excerpt":{"rendered":"<p>The\u00a0Tax-Free Savings Account (TFSA)\u00a0program began in 2009. It is a way for individuals who are\u00a018 and older and who have a valid social insurance number (SIN) to set money aside\u00a0tax-free\u00a0throughout their lifetime. Contributions to a TFSA are not deductible for income tax purposes. Any amount contributed as well as any income earned in the account [&hellip;]<\/p>\n","protected":false},"featured_media":23266,"template":"","meta":{"_acf_changed":true,"pmpro_default_level":""},"categories":[297],"tags":[],"class_list":["post-23126","accessibility-disc","type-accessibility-disc","status-publish","has-post-thumbnail","hentry","category-fed-gov-prog","pmpro-has-access"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/accessibility-disc\/23126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/accessibility-disc"}],"about":[{"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/types\/accessibility-disc"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/media\/23266"}],"wp:attachment":[{"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/media?parent=23126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/categories?post=23126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fibrocanada.ca\/fr\/wp-json\/wp\/v2\/tags?post=23126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}